Career Transitions
Helping you keep your options
open for business.
Financial guidance
During career transitions.
A job change, whether planned or unexpected, can create a lot of financial uncertainty. New business ventures, layoffs, or career shifts can affect everything from day-to-day cash flow to long-term financial goals.
We can provide guidance, including:
- Cash flow analysis during periods of reduced income
- Guidance around severance packages, equity compensation, and benefits
- Healthcare and insurance planning after leaving an employer
- 401(k) rollover and retirement account considerations
- Evaluating opportunities for Roth conversions
- Financial planning around career changes, self-employment, or starting a business
- Coordination with attorneys, CPAs, and other professionals
Real Conversations
Big transitions often come with practical questions. We’re here to help you think through them.
What should I prioritize financially after being laid off?
Start with stability first. Understand how long your savings can support your current lifestyle and where you may need to reduce non-essential spending temporarily. File for unemployment, review healthcare options, and focus on creating short-term breathing room before making bigger financial decisions.
What financial decisions should I consider when changing jobs?
A career transition can create planning opportunities around retirement accounts, taxes, and benefits. Depending on your situation, it may make sense to evaluate options like rolling over a 401(k), exploring Roth conversion strategies during lower-income periods, or setting up retirement plans for self-employment income.
Do you work with business owners preparing to sell a company?
Yes. Selling a business can come with significant financial and tax considerations. We work alongside attorneys, CPAs, and other professionals to help clients think through the financial side of the transition and plan for what comes next.
