Portfolio Management 2
We’re here for
We’re here for all of it.
It’s not just about planning. It’s about protecting.
Real portfolio
MANAGEMENT
Your portfolio should change as the world, and your life do.
New risks and opportunities are always emerging: economic shifts, political changes, new technologies, evolving markets. But it’s not just the outside world that moves. Your goals, your comfort with risk, even your tax situation can shift over time.
That’s why we regularly review and adjust portfolios with care. It’s not about reacting to every headline. It’s about staying thoughtful, staying aligned, and making sure your investments continue to support the bigger picture.
WE’RE HERE
to see the BIG picture for you.
The world doesn’t stand still. Markets move, economies shift, and what made sense yesterday might not make sense tomorrow. We see portfolio management as an ongoing conversation. Our job is to keep your investments working for you—not just in theory, but in the reality of your everyday life.
Investment Myths
When it comes to your financial security and future, it’s important to know the difference between sound advice and fool’s gold. We help get you there.
Don’t try to time the market, just buy and hold
Market timing is difficult, but there are periods where astute investors can shift the allocation of various asset classes and industry sectors to minimize losses and capture greater returns.
Mutual funds are an efficient way to invest
Mutual funds are expensive and the fees are in addition to the fees paid to your broker or financial planner. Performance also tends to lag, with little to no opportunity adjust strategy for the current economic environment.
I own big-cap, small-cap, and foreign stocks, I am diversified
Diversification is important to smooth returns in a portfolio and to reduce risk from declines in any one asset class. However, to be diversified, asset classes should be negatively correlated. There are times when investors should reduce one asset class in favor of another or even exit altogether and raise cash.
Bond funds are relatively safe
Only by buying individual bonds is your principal protected by the issuer. There is no such protection to your investment in a bond fund.
At my age I should have a 60% / 40% mix of stocks and bonds
A portfolio needs to be protected against losses and positioned to capture gains for taking some level of risk. There is no perfect ratio of asset class mix for a particular age bracket. We look to create the ideal portfolio that balances the risk and reward for the current market environment.
Passive index funds are better than active management
The combination of multiple asset classes such as stocks, bonds, real-estate and cash, can dramatically lower volatility, thereby reducing the likelihood of losses over the short term while still enabling the portfolio to realize investment objectives.